AO Pay

Safe, Simple and Trusted in SA

With the constantly evolving E-commerce landscape, AO Pay is committed to keeping your business on the front line of what is possible. 

Personal Account

Apply for your own AvoPay Account and start transacting on WhatsApp

Business Account

With AvoPay Business, you have access to the tools needed to accept online payments

Real People. Real Relationships.

Trusted by South African Businesses & Consumers

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Transactions Processed

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Unique Shoppers

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Active Merchants


Start Accepting Payments Like A Pro

AO Pay - Credit/Debit Card

Accept Credit & Debit Card Payments from anywhere in the world.

AO EFT - Instant EFT

AO EFT allows your South African shoppers to pay directly from their bank account, without needing a credit or debit card to complete the payment

AO Card - Account

Accept Payments from Personal users with a positive Balance on their AO Card

WhatsApp Payments

Initiate payment requests or make payment directly from Whatsapp


Pay your suppliers, staff or customers directly from your AO Pay portal using AO Pay-outs

E-commerce Integrations

Offering you a wide range of free payment plugins for the most popular Ecommerce platforms

Comprehensive Reporting

Get valuable payment data from the AO Pay BackOffice

Mobile Compatible

Users can pay on any smart device so you dont miss any payments

Secure Transactions

AO Pay operates using PCI DSS Certified systems.